Rising Auto and Home Insurance Cost Hit SC Families Hard

Believe it or not, many or the direct agent insurance companies (Allstate, State Farm, Nationwide, etc...) have increased their auto and home insurance rates recently.  State Farm even announce this week that the are leaving the state of Florida because the department of insurance wouldn't allow them a 50% rate increase.  This amazes me since, as an independent agency, the companies we represent have been profitable and, at the same time, able to reduce their auto and home insurance rates.

After taking a closer look at the situation though, I came to the conclusion that what allows the huge players (Allstate, State Farm, and Nationwide) to spend hundreds of millions of dollars on advertising also make them vulnerable.  You see, if they advertise everywhere and to everyone they must be willing to write business just about everywhere and for just about everyone.  Unfortunately, trying to be all things to all people is a recipe for financial disaster in the insurance business.

As a company, you must know who you serve best and seek out those people by offering a quality product, great agents, and competitive prices.  Because our agency has built a strong foundation here in SC, we are able to offer the best companies what they are looking for - a great distribution system.  In return, we get to represent the top companies doing business in the state and provide our clients the best South Carolina auto and home insurance products and prices.

With the economy staggering, and the major insurance companies looking to charge more now is a great time to find out where you fit in with one of our top rated, competitive companies.  Our new clients usually save about $650 per year just on their auto and home insurance premiums.  Because we shop all the top companies for you, it make the process easy and very rewarding.  I hope you take a few minutes to find out for yourself how we can help.

Thanks!!

Will Welborn
Palmetto Insurance
864 561-9100
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Economy produces new risk to auto insurance customers

Many news reports have shown that the economy is creating a new risk to auto insurance customers across the country.  It is not in higher rates or premiums, but in increased exposure to uninsured or underinsured drivers.  As people look to deal with tough personal economic times some have decided to reduce their auto insurance coverage to save a few bucks.  Others have chosen to drop their coverage completely. 

While this is not smart on their part, it could cause you personal loss as well if you do not have adequate coverage on your policy.  If you don't know for sure if you are protected call your agent today.  If you have not talked to your agent in years and want a second opinion, we would love to help.  You can reach our Virtual Insurance Office at www.LowerPremiums.com.


Thanks and have a wonderful day!
Will
Save Money On Your South Carolina Auto Insurance Today
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Will Welborn
Palmetto Insurance
864.561.9100

Visit our new Virtual Insurance Office now - www.LowerPremiums.com

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Teen drivers are expensive, risky, and inexperienced - we can help - for our exclusive Teen Driver Safety Program go to www.scteendriverinsurance.com
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